Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$264,021$264,021$405,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$140,979$0
Funding fee$1,320$1,320$0
Note rate2.880%2.880%7.320%
Blended rate2.880%4.662%7.560%
1st payment$1,230.01$1,230.01$2,782.07
2nd payment$0.00$939.86$0.00
Taxes / mo$83.08$83.08$83.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$291.33$291.33$291.33
Total monthly$1,754.42$2,694.29$3,387.48
Cash to close$185,979$45,000$45,000