Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$484,874$484,874$689,850
Remaining term (yrs)24.724.730.0
Secondary amount$0$204,976$0
Funding fee$2,424$2,424$0
Note rate2.960%2.960%7.320%
Blended rate2.960%4.383%7.560%
1st payment$2,299.63$2,299.63$4,738.79
2nd payment$0.00$1,323.81$0.00
Taxes / mo$290.42$290.42$290.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$137.97
HOA / mo$108.00$108.00$108.00
Total monthly$2,914.72$4,238.52$5,491.84
Cash to close$281,626$76,650$76,650