Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$310,720$310,720$760,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$449,780$0
Funding fee$1,554$1,554$0
Note rate2.730%2.730%7.240%
Blended rate2.730%5.699%7.480%
1st payment$1,447.13$1,447.13$5,182.79
2nd payment$0.00$2,904.83$0.00
Taxes / mo$268.25$268.25$268.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$152.10
HOA / mo$23.75$23.75$23.75
Total monthly$1,955.79$4,860.62$5,843.56
Cash to close$534,280$84,500$84,500