Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$452,776$452,776$472,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$45,974$0
Funding fee$2,264$2,264$0
Note rate3.220%3.220%7.240%
Blended rate3.220%4.018%7.480%
1st payment$2,185.11$2,185.11$3,220.08
2nd payment$0.00$454.95$0.00
Taxes / mo$270.17$270.17$270.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$170.00$170.00$170.00
Total monthly$2,791.94$3,246.89$3,921.41
Cash to close$72,224$26,250$52,500