Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$400,991$400,991$427,500
Remaining term (yrs)26.326.330.0
Secondary amount$0$26,509$0
Funding fee$2,005$2,005$0
Note rate6.420%6.420%7.240%
Blended rate6.420%6.580%7.480%
1st payment$2,633.05$2,633.05$2,913.40
2nd payment$0.00$198.82$0.00
Taxes / mo$109.92$109.92$109.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$82.00$82.00$82.00
Total monthly$2,991.64$3,190.45$3,357.49
Cash to close$74,009$47,500$47,500