Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$294,734$294,734$387,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$92,266$0
Funding fee$1,474$1,474$0
Note rate2.720%2.720%7.240%
Blended rate2.720%4.217%7.480%
1st payment$1,384.43$1,384.43$2,637.40
2nd payment$0.00$691.99$0.00
Taxes / mo$111.42$111.42$111.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.40
HOA / mo$124.00$124.00$124.00
Total monthly$1,769.85$2,461.84$3,100.21
Cash to close$135,266$43,000$43,000