Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$182,900$182,900$225,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$42,100$0
Funding fee$915$915$0
Note rate2.370%2.370%7.240%
Blended rate2.370%3.611%7.480%
1st payment$802.73$802.73$1,533.37
2nd payment$0.00$315.75$0.00
Taxes / mo$53.75$53.75$53.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,006.48$1,322.23$1,782.12
Cash to close$67,100$25,000$25,000