Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$232,613$232,613$432,000
Remaining term (yrs)21.321.330.0
Secondary amount$0$199,387$0
Funding fee$0$0$0
Note rate2.670%2.670%7.320%
Blended rate3.520%5.588%7.560%
1st payment$1,189.40$1,189.40$2,967.54
2nd payment$0.00$1,329.24$0.00
Taxes / mo$135.58$135.58$135.58
Insurance / mo$166.67$166.67$166.67
MI / mo$194.36$194.36$86.40
HOA / mo$115.00$115.00$115.00
Total monthly$1,801.01$3,130.26$3,471.19
Cash to close$247,387$48,000$48,000