Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$82,211$82,211$418,500
Remaining term (yrs)10.210.230.0
Secondary amount$0$336,289$0
Funding fee$411$411$0
Note rate2.390%2.390%7.240%
Blended rate2.390%6.697%7.480%
1st payment$754.25$754.25$2,852.07
2nd payment$0.00$2,171.87$0.00
Taxes / mo$125.25$125.25$125.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$164.67$164.67$164.67
Total monthly$1,210.84$3,382.70$3,392.36
Cash to close$382,789$46,500$46,500