Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$638,954$540,000
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$3,195$0
Note rate6.850%7.240%
Blended rate6.850%7.480%
1st payment$4,279.45$3,680.09
2nd payment$0.00$0.00
Taxes / mo$175.08$175.08
Insurance / mo$166.67$166.67
MI / mo$0.00$108.00
HOA / mo$3.33$3.33
Total monthly$4,624.53$4,133.17
Cash to close$0$60,000