Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$146,096$146,096$384,300
Remaining term (yrs)21.021.030.0
Secondary amount$0$238,204$0
Funding fee$0$0$0
Note rate3.780%3.780%7.320%
Blended rate4.630%6.564%7.560%
1st payment$836.50$836.50$2,639.87
2nd payment$0.00$1,538.40$0.00
Taxes / mo$186.25$186.25$186.25
Insurance / mo$150.00$150.00$150.00
MI / mo$127.47$127.47$76.86
HOA / mo$0.00$0.00$0.00
Total monthly$1,300.23$2,838.63$3,052.98
Cash to close$280,904$42,700$42,700