Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$751,742$751,742$989,100
Remaining term (yrs)24.724.730.0
Secondary amount$0$237,358$0
Funding fee$3,759$3,759$0
Note rate2.960%2.960%7.320%
Blended rate2.960%4.109%7.560%
1st payment$3,565.32$3,565.32$6,794.43
2nd payment$0.00$1,532.94$0.00
Taxes / mo$393.17$393.17$393.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$197.82
HOA / mo$0.00$0.00$0.00
Total monthly$4,175.16$5,708.09$7,602.08
Cash to close$347,258$109,900$109,900