Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$276,556$276,556$315,000
Remaining term (yrs)26.326.330.0
Secondary amount$0$38,444$0
Funding fee$1,383$1,383$0
Note rate6.270%6.270%7.240%
Blended rate6.270%6.603%7.480%
1st payment$1,789.85$1,789.85$2,146.72
2nd payment$0.00$288.33$0.00
Taxes / mo$121.67$121.67$121.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$114.00$114.00$114.00
Total monthly$2,175.51$2,463.84$2,595.39
Cash to close$73,444$35,000$35,000