Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$510,232$510,232$517,500
Remaining term (yrs)27.827.830.0
Secondary amount$0$36,018$0
Funding fee$2,551$2,551$0
Note rate6.770%6.770%7.320%
Blended rate6.770%7.107%7.560%
1st payment$3,390.65$3,390.65$3,554.87
2nd payment$0.00$356.43$0.00
Taxes / mo$258.75$258.75$258.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$232.00$232.00$232.00
Total monthly$4,048.07$4,404.50$4,315.78
Cash to close$64,768$28,750$57,500