Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$499,864$476,910
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,499$0
Note rate4.990%7.240%
Blended rate4.990%7.480%
1st payment$2,819.74$3,250.13
2nd payment$0.00$0.00
Taxes / mo$157.33$157.33
Insurance / mo$166.67$166.67
MI / mo$0.00$95.38
HOA / mo$55.00$55.00
Total monthly$3,198.74$3,724.51
Cash to close$30,036$52,990