Carl Perera | The Fly Agent

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$350,595	$341,100
Remaining term (yrs)	26.3	30.0
Secondary amount	$0	$0
Funding fee	$1,753	$0
Note rate	6.480%	7.240%
Blended rate	6.480%	7.480%
1st payment	$2,312.67	$2,324.59
2nd payment	$0.00	$0.00
Taxes / mo	$166.25	$166.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$68.22
HOA / mo	$100.00	$100.00
Total monthly	$2,728.92	$2,809.06
Cash to close	$28,405	$37,900