Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,090,653$1,090,653$1,259,100
Remaining term (yrs)29.529.530.0
Secondary amount$0$168,447$0
Funding fee$5,453$5,453$0
Note rate5.250%5.250%7.240%
Blended rate5.250%5.618%7.480%
1st payment$6,057.67$6,057.67$8,580.74
2nd payment$0.00$1,122.98$0.00
Taxes / mo$221.83$221.83$221.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$251.82
HOA / mo$175.00$175.00$175.00
Total monthly$6,671.17$7,794.15$9,446.06
Cash to close$308,347$139,900$139,900