Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$382,871$382,871$666,000
Remaining term (yrs)27.827.830.0
Secondary amount$0$283,129$0
Funding fee$0$0$0
Note rate6.780%6.780%7.320%
Blended rate7.330%7.509%7.560%
1st payment$2,546.79$2,546.79$4,574.96
2nd payment$0.00$1,828.54$0.00
Taxes / mo$251.83$251.83$251.83
Insurance / mo$216.67$216.67$216.67
MI / mo$179.42$179.42$133.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,194.71$5,023.25$5,176.66
Cash to close$357,129$74,000$74,000