Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$289,292$289,292$382,410
Remaining term (yrs)24.824.830.0
Secondary amount$0$93,118$0
Funding fee$1,446$1,446$0
Note rate3.020%3.020%7.320%
Blended rate3.020%4.476%7.560%
1st payment$1,377.95$1,377.95$2,626.89
2nd payment$0.00$698.38$0.00
Taxes / mo$137.00$137.00$137.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.48
HOA / mo$38.33$38.33$38.33
Total monthly$1,703.28$2,401.66$3,028.70
Cash to close$135,608$42,490$42,490