Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$71,391$71,391$612,000
Remaining term (yrs)15.815.830.0
Secondary amount$0$540,609$0
Funding fee$357$357$0
Note rate3.750%3.750%7.320%
Blended rate3.750%7.283%7.560%
1st payment$496.92$496.92$4,204.02
2nd payment$0.00$3,491.43$0.00
Taxes / mo$291.00$291.00$291.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$122.40
HOA / mo$213.33$213.33$213.33
Total monthly$1,167.92$4,659.35$4,997.41
Cash to close$608,609$68,000$68,000