Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$46,856$46,856$781,100
Remaining term (yrs)17.417.430.0
Secondary amount$0$734,244$0
Funding fee$234$234$0
Note rate6.640%6.640%7.320%
Blended rate6.640%7.683%7.560%
1st payment$376.92$376.92$5,365.62
2nd payment$0.00$4,741.99$0.00
Taxes / mo$348.25$348.25$348.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$156.22
HOA / mo$132.00$132.00$132.00
Total monthly$1,073.84$5,815.83$6,218.75
Cash to close$821,033$86,789$86,789