Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$344,580$256,500
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.810%7.320%
Blended rate7.360%7.560%
1st payment$2,274.74$1,761.98
2nd payment$0.00$0.00
Taxes / mo$81.67$81.67
Insurance / mo$150.00$150.00
MI / mo$159.76$51.30
HOA / mo$0.00$0.00
Total monthly$2,666.17$2,044.94
Cash to close$0$28,500