Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$452,683$452,683$513,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$60,317$0
Funding fee$2,263$2,263$0
Note rate3.450%3.450%7.240%
Blended rate3.450%4.103%7.480%
1st payment$2,230.85$2,230.85$3,496.09
2nd payment$0.00$452.38$0.00
Taxes / mo$343.25$343.25$343.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.60
HOA / mo$100.00$100.00$100.00
Total monthly$2,840.76$3,293.14$4,208.60
Cash to close$117,317$57,000$57,000