Carl Perera | The Fly Agent

Carl Perera

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$218,318	$218,318	$469,800
Remaining term (yrs)	18.6	18.6	30.0
Secondary amount	$0	$251,482	$0
Funding fee	$1,092	$1,092	$0
Note rate	3.670%	3.670%	7.240%
Blended rate	3.670%	5.854%	7.480%
1st payment	$1,347.73	$1,347.73	$3,201.68
2nd payment	$0.00	$1,624.15	$0.00
Taxes / mo	$103.00	$103.00	$103.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$93.96
HOA / mo	$395.00	$395.00	$395.00
Total monthly	$2,012.40	$3,636.56	$3,960.30
Cash to close	$303,682	$52,200	$52,200