Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$459,090$459,090$459,000
Remaining term (yrs)26.326.330.0
Secondary amount$0$25,410$0
Funding fee$0$0$0
Note rate6.360%6.360%7.240%
Blended rate6.910%7.170%7.480%
1st payment$2,993.51$2,993.51$3,128.08
2nd payment$0.00$251.46$0.00
Taxes / mo$185.33$185.33$185.33
Insurance / mo$166.67$166.67$166.67
MI / mo$220.27$220.27$91.80
HOA / mo$137.00$137.00$137.00
Total monthly$3,702.78$3,954.24$3,708.88
Cash to close$50,910$25,500$51,000