Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$580,889$580,889$598,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$50,861$0
Funding fee$2,904$2,904$0
Note rate3.870%3.870%7.240%
Blended rate3.870%4.514%7.480%
1st payment$2,995.21$2,995.21$4,078.77
2nd payment$0.00$503.31$0.00
Taxes / mo$174.00$174.00$174.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.70
HOA / mo$137.00$137.00$137.00
Total monthly$3,472.88$3,976.19$4,676.13
Cash to close$84,111$33,250$66,500