Carl Perera

(928) 433-5177
The Fly Agent
Call Carl

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$555,967$555,967$742,500
Remaining term (yrs)23.323.330.0
Secondary amount$0$186,533$0
Funding fee$2,780$2,780$0
Note rate6.650%6.650%7.320%
Blended rate6.650%6.989%7.560%
1st payment$3,902.28$3,902.28$5,100.46
2nd payment$0.00$1,243.55$0.00
Taxes / mo$228.83$228.83$228.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,347.78$5,591.33$5,694.46
Cash to close$269,033$82,500$82,500